Meet Phil


Phil Santoro

Health Insurance Agent

I have been a health insurance specialist for 31 years.  As my clients aged into Medicare, they began calling me for advice. As I searched for answers to their questions, I learned how confusing the Medicare maze can be! I decided to get the education I needed to become a trusted advisor in the Medicare field.

I’m a licensed Independent Insurance Agent. I work for my clients not the insurance companies.

My wife and I have been married for 41 years. We have 4 grown children and one granddaughter. I enjoy my time with family, cycling, hiking, camping, fly-fishing, gardening, and reading. Saturday mornings you will often find my wife and I on our bikes riding to our favorite coffee shop.   

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Agent License Number - #0805070

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800– MEDICARE to get information on all of your options.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800– MEDICARE to get information on all of your options.